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Home / Closing 101

Closing 101

October 31, 2015 By Diana Escobar-Wachter

Checklist For PA Home Sellers Prior To Closing

As you pack your belongings for an upcoming home sale, you may forget about a few last minute things. The checklist for PA home sellers prior to closing below may ensure a smooth closing. Call Your LenderIf your monthly payment includes amounts for ... Read More

Filed Under: Closing 101, Home Seller Tips Tagged With: home seller, checklist, PA

October 3, 2015 By Diana Escobar-Wachter

Things To Do Prior To Your Property Closing | PA Home Buying

Getting organized can help make the home purchase process less stressful. With packing, you might miss some important to-dos. The things to do prior to your property closing below provides things to include on your list. Contact Utility ServicesAt ... Read More

Filed Under: Closing 101, Home Buyer Tips Tagged With: PA, Home Buying

August 5, 2014 By Diana Escobar-Wachter

Mortgage Insurance Elimination From Conventional Mortgages

Mortgage insurance is ordinarily charged on normal conventional mortgages with down payments under 20%. The premium is billed monthly and included in the mortgage payment. Mortgage insurance elimination from conventional mortgages will save ... Read More

Filed Under: Closing 101, Home Buyer Tips Tagged With: Mortgage Insurance, Conventional Mortgages

July 29, 2014 By Diana Escobar-Wachter

Benefits Of VA Loans In Vineland New Jersey

Veterans have the option of obtaining VA loans offered by private lenders but guaranteed by the VA. The guarantee protects lenders from loss up to a certain dollar amount should a borrower go into foreclosure. With this guarantee, lenders are able to ... Read More

Filed Under: Closing 101, Market Trends Tagged With: VA, loans, mortgages

January 9, 2014 By Diana Escobar-Wachter

Abington PA Real Estate Scheduling Of Closings

The closing (also referred to as settlement) is usually the final official step in the real estate purchase or sale process. It is commonly a day of both nervousness and excitement. It is important to understand what to expect and what can lead to ... Read More

Filed Under: Closing 101, Market Trends Tagged With: Abington PA, closings

August 15, 2013 By Diana Escobar-Wachter

Advice On Haddonfield New Jersey Real Estate Casualty Loss Tax Write-offs

The federal government offers a tax deduction for home casualty losses. This is an itemized deduction, so qualification depends on the individual finances of a taxpayer. Deductions drop taxable income and the amount of tax due, and can therefore be ... Read More

Filed Under: Closing 101, Market Trends Tagged With: Haddonfield New Jersey, taxes

March 28, 2013 By Diana Escobar-Wachter

Philadelphia Title Insurance Overview

Home owners often ask about title insurance, what it covers, and and if it is necessary. Lenders title insurance is required with most mortgages, however, owners title insurance is traditionally optional. Buyers should evaluate the facts and decide ... Read More

Filed Under: Closing 101 Tagged With: insurance, Philadelphia, title

March 26, 2013 By Diana Escobar-Wachter

Home Affordable Refinance Program (HARP) Details For The Cherry Hill Area

HARP is a loan refinance program that is part of an effort called Making Home Affordable (MHA) by the Departments of the Treasury and Housing and Urban Development (HUD). It is designed to aid homeowners current on their mortgage but who are unable ... Read More

Filed Under: Closing 101, Market Trends Tagged With: Cherry Hill, refinance, mortgage

February 25, 2013 By Diana Escobar-Wachter

Introduction To Income Vs. Debt Ratio For Haddonfield Mortgage Pre-approvals

Personal finances play a significant role in loan approvals. All finance companies examine your assets, income, credit and debts. These affect whether you qualify for financing and for how much. This article provides introduction to income vs. debt ... Read More

Filed Under: Closing 101, Mortgage Information Tagged With: Haddonfield , income, debt, pre-approvals, ratios

February 15, 2013 By Diana Escobar-Wachter

Pennsylvania And New Jersey Closing Agent Responsibilities

The closing represents the conclusion of all the work and documentation in the home buying process. It is when the buyer becomes the new owner of a home. A closing agent manages the closing and is responsible for certain items prior to the closing ... Read More

Filed Under: Closing 101, Market Trends Tagged With: Pennsylvania and New Jersey, mortgage, closings

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Diana Escobar-Wachter
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