As you pack your belongings for an upcoming home sale, you may forget about a few last minute things. The checklist for PA home sellers prior to closing below may ensure a smooth closing. Call Your LenderIf your monthly payment includes amounts for ... Read More
Closing 101
Things To Do Prior To Your Property Closing | PA Home Buying
Getting organized can help make the home purchase process less stressful. With packing, you might miss some important to-dos. The things to do prior to your property closing below provides things to include on your list. Contact Utility ServicesAt ... Read More
Mortgage Insurance Elimination From Conventional Mortgages
Mortgage insurance is ordinarily charged on normal conventional mortgages with down payments under 20%. The premium is billed monthly and included in the mortgage payment. Mortgage insurance elimination from conventional mortgages will save ... Read More
Benefits Of VA Loans In Vineland New Jersey
Veterans have the option of obtaining VA loans offered by private lenders but guaranteed by the VA. The guarantee protects lenders from loss up to a certain dollar amount should a borrower go into foreclosure. With this guarantee, lenders are able to ... Read More
Abington PA Real Estate Scheduling Of Closings
The closing (also referred to as settlement) is usually the final official step in the real estate purchase or sale process. It is commonly a day of both nervousness and excitement. It is important to understand what to expect and what can lead to ... Read More
Advice On Haddonfield New Jersey Real Estate Casualty Loss Tax Write-offs
The federal government offers a tax deduction for home casualty losses. This is an itemized deduction, so qualification depends on the individual finances of a taxpayer. Deductions drop taxable income and the amount of tax due, and can therefore be ... Read More
Philadelphia Title Insurance Overview
Home owners often ask about title insurance, what it covers, and and if it is necessary. Lenders title insurance is required with most mortgages, however, owners title insurance is traditionally optional. Buyers should evaluate the facts and decide ... Read More
Home Affordable Refinance Program (HARP) Details For The Cherry Hill Area
HARP is a loan refinance program that is part of an effort called Making Home Affordable (MHA) by the Departments of the Treasury and Housing and Urban Development (HUD). It is designed to aid homeowners current on their mortgage but who are unable ... Read More
Introduction To Income Vs. Debt Ratio For Haddonfield Mortgage Pre-approvals
Personal finances play a significant role in loan approvals. All finance companies examine your assets, income, credit and debts. These affect whether you qualify for financing and for how much. This article provides introduction to income vs. debt ... Read More
Pennsylvania And New Jersey Closing Agent Responsibilities
The closing represents the conclusion of all the work and documentation in the home buying process. It is when the buyer becomes the new owner of a home. A closing agent manages the closing and is responsible for certain items prior to the closing ... Read More
